Table of contents

Loan Comparison Calculator
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Lånekalkulator

 

Lån 1

kr
år
md
%
kr
kr

Lån 2

kr
år
md
%
kr
kr
Please enter number between 0-1000000

Oversikt

  Lån 1 Lån 2
Lån N/A N/A
Løpetid N/A N/A
Nominell rente N/A N/A
Effektiv rente N/A N/A
Terminbeløp N/A N/A
Totalsum for renter og gebyrer N/A N/A
Total tilbakebetaling N/A N/A
Sum kostnader i % av lånesum 100% 100%
Antall terminer i sum 100% 100%
Antall terminer pr. år 100% 100%
Termingebyr 100% 100%
Termingebyrer i sum 100% 100%
Etablering 100% 100%
Rentekostnader i sum 100% 100%
Effektiv rente per termin % 100% 100%
Etablering inkl. i lånebeløp? 100% 100%

Nedbetalingsplan

 
Termin
Lån 1
Termin Terminbeløp Renter
og
gebyrer
Avdrag Restgjeld
Lån 2
Termin Terminbeløp Renter
og
gebyrer
Avdrag Restgjeld

Pojęcia z kalkulatora

Lån –> Loan – Size of the loan

Løpetid –> Loan duration – Duration of a loan agreement

Rente –> Interest rate – The cost of borrowing money, expressed as an annual percentage

Etablering –> Establishment fee – Establishment fee and registration fee. One-time sum

Termingebyr –> Administrative fee – Regular administrative fee for loan (usually payed monthly)

Terminer pr. år –> Payments per year – Number of times the loan is paid within a year. With 12 payments a year = 1 payment per month

Nominell rente –> Nominal interest rate – The annual interest cost of a loan that focuses only on the interest, not including fees

Effektiv rente –> Effective interest rate – The annual nominal rate plus fees, showing the total price you pay for the loan

Terminbeløp –> Monthly pay – A fixed amount paid for a loan with each payment. The amount remains unchanged assuming unchanged interest and fees. However, if the interest rate increases, the payment amount also increases.

Totalsum for renter og gebyrer –> Total sum of interest costs and fees – The sum of expected interest costs and fees over the loan duration

Total tilbakebetaling –> Total repayment – The sum of everything that must be repaid, includes the original loan amount as well as the sum of interest and fees over the loan duration

Sum kostnader i % av lånesum –> Total costs in % of loan amount – Percentage increase in repayment compared to the original loan sum. Shows the extra cost beyond the actual loan sum

Antall terminer i sum –> Total number of payments – The number of all payments over the loan duration

Antall terminer pr. år –> Number of payments per year – Number of payments that occur within a year

Termingebyr –> Administrative fee – Administrative cost per payment (month), payable at each loan due date

Termingebyrer i sum –> Total cost of monthly administrative fees – Sum of all monthly fees paid over the loan duration

Etablering –> Establishment – Establishment fee and registration fee. One-time sum

Rentekostnader i sum –> Total interest costs – Sum of all interest costs paid over the loan term

Effektiv rente per termin % –> Effective interest rate per payment % – Percentage showing the total cost of the loan per payment, with fees included

Etablering inkl. i lånebeløp? –> Should establishment fees be included in loan amount? – Choose whether the establishment fee should be added to the total loan amount

Nedbetalingsplan –> Repayment plan

Termin –> Payment

Renter og gebyrer –> Interest and fees

Avdrag –> Principal – Amount that is going directly toward the sum of money borrowed – reducing loan amount

Restgjeld –> Remaining debt

Last ned resultater –> Download cost overview

Last ned nedbetalingsplan –> Download repayment schedule

Inkl. etablering i lånet –> Includes establishment fee in the loan?

Sammenlign flere lån –> Compare more loans

Regn ut –> Calculate

Feel free to contact me!

Pål Leksan

Financial Advisor at Tjenestetorget Finans
Specialist in Mortgage Loans
(house and flat loans, construction loan,

other type of loans secured by property)

— Mobile: +47 977 97 999

— Email: p@fwn.no / pal@tfinans.no

Since 2016, I have been fortunate to be a financial advisor in Norway. I specialize in mortgage loans and financial advising for private individuals. I continually develop my knowledge of finance (books, training, lectures), and to keep my knowledge well-organized, I share it by writing articles.

The “Finances within Norway” page – fwn.no – is an informational project and does not constitute an independent company.

The service provider and personal data processor is Tjenestetorget Finans.
Link to the privacy policy – tfinans.no

Tjenestetorget Finans - Finanse w Norwegii

Eks: Nominell rente: 5,44 %. 2.000.000 kr o/ 25 år. Effektiv rente: 5,64 %. Kostnad kr 1 684 770. Totalt kr 3 684 770
Ex: Nominal interest rate: 5,44 %. 2 000 000 kr 25-year term. Effective interest rate: 5,64 %. Cost kr 1 684 770. Total repayment 3 684 770

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